CURRENT AFFAIRS: Mortgage? What Mortgage?

No matter what the scenario, good or bad, there will always be those who exploit it, and it’s not the usual suspects this time:

From MSNBC, “New Foreclosure Defense: Prove I Owe You

ZEPHYRHILLS, Fla. – Kathy Lovelace lost her job and was about to lose her house, too. But then she made a seemingly simple request of the bank: Show me the original mortgage paperwork.

And just like that, the foreclosure proceedings came to a standstill.

If you’ve ever seen any of the TV small claims court shows you’ll notice a trend that still makes my jaw drop; it’s the “It’s his fault for loaning me the money ’cause he knew I couldn’t pay him back and that’s why I didn’t” frame of mind of these people who honest-to-God believe that’s a  legitimate defense.

Sorry folks, if I seem a bit out-dated and stodgy here, but while there were always people trying to worm their way out of things, they didn’t have the chutzpah to get on national media with their weasley claims.

I perfectly sympathize with all the people who have lost or are in danger of losing their homes, whether it’s their own fault or not, but I have no sympathy (and here’s where my conservative half comes in) whatsoever with someone not accepting their failure and attempting to move beyond it in an honest and gracious manner but instead pointing fingers at everyone from the rich people to the government to the dog down the street and demanding that somebody else fix the mess. We’ve never actually faced foreclosure, but there were times when we didn’t know how we’d pay the next month’s mortgage and bills. We didn’t whine; we tightened our belts, ate less, drove less, called and made arrangements with our lenders for a 10-day grace period if necessary, sold some valuables that had meant a lot to us. Because that’s what you do. If you’re a responsible, honest person, that is.

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2 Responses to CURRENT AFFAIRS: Mortgage? What Mortgage?

  1. I follow you here, but why the “conservative” qualifier? Most people, no matter political bent, have a reasonable sense of fairness.

    I suggest that affiliations are best attributed to policy concerns not to one person’s particular character. Wouldn’t you agree?

  2. susan says:

    I’m not necessarily using conservative as a political identity here though of course there is that tie, but as a personality trait; so no, I guess I don’t agree. Conservatism and liberalism aren’t politics first but rather characteristics and beliefs that lead one to affiliate with one political group or the other.

    And sorry, but I disagree about exactly how many people have a reasonable sense of fairness. I suppose what I’m suggesting is that there are a lot less of them than there used to be. Could be in direct correlation to the attempted replacement of God by government in the mind of many, and who they’re more liable to feel free to ignore.

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